The Indian Overseas Bank (IOB) has officially announced the exam date for its Specialist Officer (SO) recruitment drive for the year 2025–26. According to the latest update, the IOB SO Exam 2025 will be conducted on 16 November 2025.
This online test aims to shortlist candidates for the posts of Manager and Senior Manager in multiple departments. If you’re preparing for this recruitment, here’s everything you need to know about the exam schedule, vacancy details, eligibility, and more.
Overview
The IOB Specialist Officer Exam 2025 is part of the bank’s recruitment under advertisement number HRDD/RECT/03/2025-26. Candidates who submitted their online applications through the official website can now check the exam date and start preparing accordingly.
| Particulars | Details |
|---|---|
| Bank Name | Indian Overseas Bank |
| Post Name | Specialist Officer (SO) |
| Total Vacancies | 127 |
| Exam Date | 16 November 2025 |
| Selection Process | Online Test and Interview |
| Application Mode | Online |
| Official Website | www.iob.in |
Vacancies
The bank has opened 127 vacancies for Specialist Officers in MMGS II and MMGS III grades. Posts include roles in IS Audit, Civil, Electrical, Risk, IT, Corporate Credit, Treasury, Software Engineering, and more. Below is the breakdown of vacancies by post and category:
| Post Name | Grade | Total Vacancies |
|---|---|---|
| Manager (IS Audit) | MMGS II | 8 |
| Senior Manager (IS Audit) | MMGS III | 2 |
| Manager (Civil/Electrical/Architect) | MMGS II | 9 |
| Manager (Treasury, Risk, Credit) | MMGS II | 22 |
| Senior Manager (Credit, Risk) | MMGS III | 9 |
| Manager – IT | MMGS II | 41 |
| Senior Manager – IT | MMGS III | 4 |
| Manager – Information Security | MMGS II | 13 |
| Other Software/Data Engineering Posts | MMGS II/III | 19 |
| Total | 127 |
Exam Date
The Indian Overseas Bank has confirmed that the IOB SO Exam 2025 will be held on 16 November 2025 (Sunday). Candidates should ensure their exam preparation aligns with the latest syllabus and pattern provided in the official notification.
The call letter or admit card for the exam can be downloaded from the official IOB website a few days before the exam date.
Eligibility
Candidates applying for the IOB SO posts must meet certain eligibility criteria related to age, education, and experience.
Age Limit
Generally, candidates should be between 25 to 40 years of age as on 1 September 2025. However, this may vary depending on the specific post.
Age Relaxation:
- SC/ST: 5 years
- OBC: 3 years
- PwBD: 10 years (additional relaxations apply for reserved categories)
Educational Qualification
Applicants must hold a relevant bachelor’s or master’s degree, depending on the post. For example, engineering, IT, finance, or risk-related roles require domain-specific degrees or certifications.
Work Experience
Most roles require 2 to 5 years of relevant experience in the field applied for. Check the official notification for post-wise experience requirements.
Selection
The recruitment process is divided into two phases:
- Online Examination
Tests candidates on:- Professional knowledge
- Reasoning ability
- Quantitative aptitude
- English language
- Interview
Only those shortlisted in the online test will be called for the personal interview round. Final selection will be based on the combined scores of both stages.
Salary
The salary structure for Specialist Officers is attractive and includes basic pay along with various allowances:
MMGS II Scale
- Rs. 64820 – 2340 / 1 – 67160 – 2680 / 10 – 93960
MMGS III Scale
- Rs. 85920 – 2680 / 5 – 99320 – 2980 / 2 – 105280
Additional allowances include Dearness Allowance (DA), House Rent Allowance (HRA), and City Compensatory Allowance (CCA), making the total package quite appealing.
Fee
Candidates had to pay the application fee at the time of registration. The fee structure was:
| Category | Fee (INR) |
|---|---|
| SC/ST/PwBD | 175 (intimation charges only) |
| General/OBC/EWS | 1000 (inclusive of GST) |
Application
The application process for IOB SO Recruitment 2025 was conducted online. The last date to submit the application has now passed, and the window for submission is closed.
FAQs
What is the IOB SO exam date 2025?
The exam will be held on 16 November 2025.
How many vacancies are in IOB SO 2025?
There are 127 Specialist Officer vacancies.
What is the IOB SO salary range?
Salary ranges from Rs. 64,820 to Rs. 1,05,280.
Is experience mandatory for IOB SO posts?
Yes, 2–5 years experience is required depending on the role.
What is the IOB SO selection process?
Online test followed by a personal interview.


















